/* ============ RateFlex concept site ============ */
:root {
  --navy-950: #060d1a;
  --navy-900: #0a1428;
  --navy-800: #0f1d36;
  --navy-700: #16294a;
  --blue: #2f80ff;
  --blue-bright: #5aa9ff;
  --blue-deep: #1f6feb;
  --steel: #8a94a6;
  --steel-light: #c3cad6;
  --ink: #101a2e;
  --body: #33415c;
  --paper: #ffffff;
  --paper-soft: #f3f6fb;
  --line: #e2e8f2;
  --radius: 14px;
  --font-display: "Space Grotesk", "Inter", system-ui, sans-serif;
  --font-body: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  --nav-h: 68px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--body);
  background: var(--paper);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
section { scroll-margin-top: calc(var(--nav-h) + 12px); }

/* ---------- reveal ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: none; }

/* ---------- nav ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  background: rgba(6, 13, 26, .86);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,.07);
  transition: box-shadow .3s ease;
}
.nav.scrolled { box-shadow: 0 8px 30px rgba(0,0,0,.35); }
.nav-inner {
  max-width: 1180px; margin: 0 auto; padding: 0 24px;
  height: var(--nav-h); display: flex; align-items: center; justify-content: space-between;
}
.nav-logo img { height: 32px; }
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a {
  color: var(--steel-light); text-decoration: none; font-size: .92rem; font-weight: 500;
}
.nav-links a:hover { color: #fff; }
.nav-links .nav-cta {
  background: var(--blue); color: #fff; padding: 10px 20px; border-radius: 999px; font-weight: 600;
}
.nav-links .nav-cta:hover { background: var(--blue-bright); color: #fff; }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: #fff; margin: 5px 0; border-radius: 2px; }

/* ---------- hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: var(--navy-950); color: #eef2f9;
  padding: calc(var(--nav-h) + 72px) 0 96px;
}
.hero-bg {
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(900px 420px at 78% 8%, rgba(47,128,255,.22), transparent 60%),
    radial-gradient(700px 380px at 12% 92%, rgba(47,128,255,.12), transparent 60%),
    linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px);
  background-size: auto, auto, 56px 56px, 56px 56px;
}
.hero-inner {
  position: relative; max-width: 1180px; margin: 0 auto; padding: 0 24px;
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center;
}
.eyebrow {
  font-family: var(--font-display); font-size: .8rem; font-weight: 700;
  letter-spacing: .28em; text-transform: uppercase; color: var(--blue-bright); margin-bottom: 18px;
}
.hero h1 {
  font-family: var(--font-display); font-weight: 700;
  font-size: clamp(2.1rem, 4.4vw, 3.4rem); line-height: 1.08; letter-spacing: -0.02em; color: #fff;
}
.hero-sub {
  font-family: var(--font-display); font-size: 1.35rem; font-weight: 600;
  color: var(--blue-bright); margin: 18px 0 14px;
}
.hero-lede { font-size: 1.08rem; color: var(--steel-light); max-width: 34rem; }
.trust-chips { list-style: none; display: flex; flex-wrap: wrap; gap: 10px; margin: 26px 0 30px; }
.trust-chips li {
  font-size: .85rem; color: var(--steel-light);
  border: 1px solid rgba(255,255,255,.16); border-radius: 999px; padding: 7px 14px;
  background: rgba(255,255,255,.04);
}
.hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; }
.btn {
  display: inline-block; text-decoration: none; font-weight: 700; font-size: .98rem;
  padding: 14px 28px; border-radius: 999px; transition: transform .15s ease, background .2s ease, box-shadow .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--blue); color: #fff; box-shadow: 0 10px 28px rgba(47,128,255,.35); }
.btn-primary:hover { background: var(--blue-bright); }
.btn-ghost { border: 1.5px solid rgba(255,255,255,.35); color: #fff; }
.btn-ghost:hover { border-color: #fff; background: rgba(255,255,255,.06); }

/* hero dashboard visual */
.dash {
  background: linear-gradient(160deg, var(--navy-800), var(--navy-900));
  border: 1px solid rgba(255,255,255,.1); border-radius: 18px;
  box-shadow: 0 30px 80px rgba(0,0,0,.5); overflow: hidden;
}
.dash-head {
  display: flex; align-items: center; gap: 12px; padding: 14px 18px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.dash-dots { display: flex; gap: 6px; }
.dash-dots i { width: 10px; height: 10px; border-radius: 50%; background: #3a4a68; display: block; }
.dash-title { font-size: .82rem; font-weight: 600; color: var(--steel-light); }
.dash-live { margin-left: auto; font-size: .75rem; font-weight: 700; color: #4ade80; display: flex; align-items: center; gap: 7px; }
.pulse { width: 8px; height: 8px; border-radius: 50%; background: #4ade80; display: inline-block; animation: pulse 1.8s infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: .35; } }
.dash-map { padding: 6px 10px 0; }
.map-svg { width: 100%; height: auto; display: block; }
.map-svg .ring { animation: ringpulse 2.4s infinite; transform-origin: 200px 100px; }
@keyframes ringpulse { 0% { transform: scale(.6); opacity: 1; } 100% { transform: scale(1.9); opacity: 0; } }
.opp-tag {
  display: inline-block; font-size: .68rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  color: var(--blue-bright); background: rgba(47,128,255,.14); border-radius: 6px; padding: 3px 8px; margin-bottom: 8px;
}

/* ---------- product dashboard snippet ---------- */
.product-ui { margin-top: 44px; }
.pu-window {
  background: var(--navy-800);
  border: 1px solid rgba(255,255,255,.12); border-radius: 18px; overflow: hidden;
  box-shadow: 0 30px 80px rgba(0,0,0,.5);
  text-align: left;
}
.pu-head {
  display: flex; align-items: center; gap: 12px; padding: 14px 18px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.pu-body { display: grid; grid-template-columns: 208px 1fr; min-height: 540px; }
.pu-side {
  background: rgba(0,0,0,.25); border-right: 1px solid rgba(255,255,255,.07);
  padding: 20px 14px; display: flex; flex-direction: column; gap: 16px;
}
.pu-brand { padding: 2px 8px 4px; }
.pu-brand img { height: 24px; }
.pu-nav { display: flex; flex-direction: column; gap: 2px; }
.pu-nav a {
  display: flex; align-items: center; justify-content: space-between;
  color: var(--steel-light); text-decoration: none; font-size: .86rem; font-weight: 500;
  padding: 9px 12px; border-radius: 9px;
}
.pu-nav a:hover { background: rgba(255,255,255,.05); color: #fff; }
.pu-nav a.active { background: rgba(47,128,255,.16); color: #fff; font-weight: 600; }
.pu-badge {
  font-size: .68rem; font-weight: 700; background: var(--blue); color: #fff;
  border-radius: 99px; padding: 1px 8px;
}
.pu-user {
  margin-top: auto; display: flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08);
  border-radius: 10px; padding: 10px 12px;
}
.pu-avatar {
  width: 32px; height: 32px; border-radius: 50%; flex-shrink: 0;
  background: var(--blue); color: #fff; font-size: .75rem; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}
.pu-user strong { display: block; color: #fff; font-size: .82rem; }
.pu-user span { font-size: .72rem; color: var(--steel); }
.pu-main { padding: 20px 22px; display: flex; flex-direction: column; gap: 16px; min-width: 0; }
.pu-topbar { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.pu-search {
  flex: 1; font-size: .85rem; color: var(--steel);
  background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1);
  border-radius: 10px; padding: 9px 14px;
}
.pu-date { font-size: .8rem; color: var(--steel-light); white-space: nowrap; }
.pu-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.pu-stat {
  background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.09);
  border-radius: 12px; padding: 14px 16px;
}
.pu-stat-num { display: block; font-family: var(--font-display); font-weight: 700; font-size: 1.35rem; color: #fff; }
.pu-stat-label { font-size: .72rem; color: var(--steel); }
.pu-grid { display: grid; grid-template-columns: 1.25fr .9fr; gap: 14px; align-items: start; }
.pu-panel {
  background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.09);
  border-radius: 12px; padding: 18px;
}
.pu-panel-head {
  font-family: var(--font-display); font-size: .72rem; font-weight: 700;
  letter-spacing: .18em; text-transform: uppercase; color: var(--blue-bright); margin-bottom: 12px;
}
.pu-opp {
  background: rgba(255,255,255,.03); border: 1px solid rgba(255,255,255,.09);
  border-radius: 10px; padding: 14px; margin-bottom: 10px;
}
.pu-opp:last-child { margin-bottom: 0; }
.pu-opp strong { display: block; color: #fff; font-size: .92rem; margin: 8px 0 4px; }
.pu-opp p { font-size: .82rem; color: var(--steel); }
.pu-opp-foot { display: flex; align-items: center; justify-content: space-between; margin-top: 10px; }
.pu-save { font-size: .78rem; font-weight: 700; color: #4ade80; }
.pu-btn { font-size: .76rem; font-weight: 700; color: #fff; background: var(--blue); border-radius: 8px; padding: 7px 14px; }
.pu-side-panels { display: flex; flex-direction: column; gap: 14px; }
.pu-bar-row { display: flex; align-items: center; gap: 10px; margin: 10px 0; font-size: .78rem; color: var(--steel-light); }
.pu-bar-row span { width: 106px; flex-shrink: 0; }
.pu-bar { flex: 1; height: 8px; background: rgba(255,255,255,.1); border-radius: 99px; overflow: hidden; }
.pu-bar i { display: block; height: 100%; background: linear-gradient(90deg, var(--blue-deep), var(--blue-bright)); border-radius: 99px; }
.pu-recs { list-style: none; }
.pu-recs li {
  font-size: .82rem; color: var(--steel-light);
  padding: 8px 0 8px 24px; position: relative; border-top: 1px solid rgba(255,255,255,.07);
}
.pu-recs li::before { content: "\2713"; position: absolute; left: 2px; color: #4ade80; font-weight: 800; }
.pu-map { width: 100%; height: auto; display: block; }

/* inline scroll links */
.inline-link {
  color: var(--blue-deep); font-weight: 600; text-decoration: none;
  border-bottom: 1px solid rgba(31,111,235,.4); white-space: nowrap;
}
.inline-link:hover { border-bottom-color: var(--blue-deep); }
.theme-dark .inline-link, .theme-cta .inline-link {
  color: var(--blue-bright); border-bottom-color: rgba(90,169,255,.4);
}
.theme-dark .inline-link:hover, .theme-cta .inline-link:hover { border-bottom-color: var(--blue-bright); }

/* ---------- sections ---------- */
.section { padding: 96px 0; }
.section-inner { max-width: 1020px; margin: 0 auto; padding: 0 24px; }
.section-wide { max-width: 1180px; }
.theme-dark { background: var(--navy-900); color: #e8edf6; }
.theme-dark .section-title { color: #fff; }
.theme-dark .lede { color: var(--steel-light); }
.theme-dark .prose p { color: var(--steel-light); }
.theme-soft { background: var(--paper-soft); }
.theme-cta {
  background: linear-gradient(150deg, var(--navy-800), var(--navy-950) 70%);
  color: #eef2f9; position: relative; overflow: hidden;
}
.theme-cta::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(800px 360px at 50% 0%, rgba(47,128,255,.25), transparent 65%);
}
.theme-cta .section-inner { position: relative; }
.theme-cta .section-title { color: #fff; }
.theme-cta .lede { color: var(--steel-light); }

.kicker {
  font-family: var(--font-display); font-size: .78rem; font-weight: 700;
  letter-spacing: .26em; text-transform: uppercase; color: var(--blue-deep); margin-bottom: 14px;
}
.theme-dark .kicker, .theme-cta .kicker { color: var(--blue-bright); }
.section-title {
  font-family: var(--font-display); font-weight: 700; color: var(--ink);
  font-size: clamp(1.7rem, 3.2vw, 2.5rem); line-height: 1.15; letter-spacing: -0.015em; margin-bottom: 20px;
}
.lede { font-size: 1.12rem; max-width: 46rem; margin-bottom: 18px; }
.prose p { margin-bottom: 16px; max-width: 46rem; }
.prose .standout { font-size: 1.25rem; font-weight: 700; color: var(--ink); font-family: var(--font-display); }
.theme-dark .prose .standout { color: #fff; }
.standout { font-size: 1.25rem; font-weight: 700; color: var(--ink); font-family: var(--font-display); margin-top: 26px; }
.theme-dark .standout { color: #fff; }
.flagline {
  font-family: var(--font-display); font-weight: 700; font-size: 1.4rem; line-height: 1.4;
  color: var(--blue-deep); margin-top: 40px; text-align: center;
}
.theme-dark .flagline { color: var(--blue-bright); }
.center-note { text-align: center; margin-top: 30px; font-size: 1.05rem; }
.example-label {
  font-family: var(--font-display); font-size: .8rem; font-weight: 700;
  letter-spacing: .22em; text-transform: uppercase; color: var(--steel); margin: 40px 0 18px;
}
.muted { color: var(--steel); font-size: .92rem; margin-top: 10px; }
.theme-dark .muted { color: #93a0b8; }

/* ---------- grids & cards ---------- */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 28px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 24px; }
.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; box-shadow: 0 4px 18px rgba(16,26,46,.05);
}
.card-kicker {
  font-family: var(--font-display); font-size: .75rem; font-weight: 700;
  letter-spacing: .18em; text-transform: uppercase; color: var(--blue-deep); margin-bottom: 10px;
}
.card-big { font-family: var(--font-display); font-size: 1.3rem; font-weight: 700; color: var(--ink); margin-top: 8px; }
.card-accent { border-color: var(--blue); box-shadow: 0 8px 28px rgba(47,128,255,.16); }

.keep-list { list-style: none; display: flex; flex-wrap: wrap; gap: 12px; margin: 18px 0 8px; }
.keep-list li {
  font-weight: 600; color: #fff; background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.14); border-radius: 10px; padding: 12px 20px;
}

/* ---------- trust ---------- */
.trust-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 28px; }
.trust-col { border-radius: var(--radius); padding: 30px; }
.trust-no { background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.1); }
.trust-yes { background: rgba(47,128,255,.08); border: 1px solid rgba(47,128,255,.35); }
.trust-head { font-family: var(--font-display); font-weight: 700; font-size: 1.1rem; color: #fff; margin-bottom: 16px; }
.trust-head span { color: var(--blue-bright); }
.trust-col ul { list-style: none; }
.trust-col ul li { padding: 9px 0 9px 30px; position: relative; color: var(--steel-light); font-size: .98rem; }
.trust-no ul li::before { content: "\2715"; position: absolute; left: 2px; color: #f87171; font-weight: 700; }
.trust-yes ul li::before { content: "\2713"; position: absolute; left: 2px; color: #4ade80; font-weight: 700; }
.trust-sub { margin-top: 18px; font-size: .82rem; color: var(--steel); }

/* ---------- data tiles / that's it ---------- */
.thats-it {
  margin-top: 44px; background: var(--navy-900); color: #e8edf6;
  border-radius: var(--radius); padding: 40px; text-align: center;
}
.thats-it-head { font-family: var(--font-display); font-size: 1.6rem; font-weight: 700; color: #fff; margin-bottom: 14px; }
.thats-it ul { list-style: none; margin-bottom: 8px; }
.thats-it ul li { padding: 6px 0; color: var(--steel-light); }
.thats-it .flagline { margin-top: 24px; }

/* ---------- mockup ---------- */
.mockup { margin-top: 44px; }
.mockup-label {
  font-family: var(--font-display); font-size: .78rem; font-weight: 700;
  letter-spacing: .22em; text-transform: uppercase; color: var(--steel); margin: 44px 0 18px; text-align: center;
}
.mock-flow { display: grid; grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr; gap: 10px; align-items: stretch; }
.mock-node {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 24px 20px; box-shadow: 0 6px 24px rgba(16,26,46,.07);
}
.mock-node ul { list-style: none; margin-top: 12px; font-size: .9rem; }
.mock-node ul li { padding: 4px 0; border-top: 1px dashed var(--line); }
.mock-center { background: linear-gradient(160deg, var(--navy-800), var(--navy-900)); border-color: var(--navy-800); color: #e8edf6; }
.mock-center .mock-kicker { color: var(--blue-bright); }
.mock-center .mock-title { color: #fff; }
.checks li { position: relative; padding-left: 26px !important; }
.checks li::before { content: "\2713"; position: absolute; left: 2px; color: #4ade80; font-weight: 800; }
.mock-kicker {
  font-family: var(--font-display); font-size: .72rem; font-weight: 700;
  letter-spacing: .18em; text-transform: uppercase; color: var(--blue-deep); margin-bottom: 8px;
}
.mock-title { font-family: var(--font-display); font-weight: 700; font-size: 1.12rem; color: var(--ink); }
.mock-arrow { display: flex; align-items: center; }
.mock-arrow span { display: block; width: 26px; height: 2px; background: var(--blue); position: relative; }
.mock-arrow span::after {
  content: ""; position: absolute; right: -1px; top: -4px;
  border-left: 10px solid var(--blue); border-top: 5px solid transparent; border-bottom: 5px solid transparent;
}
.carrier-opp { margin-top: 12px; font-size: .95rem; }
.carrier-opp strong { color: var(--blue-deep); font-size: 1.05rem; }
.value-cards { margin-top: 8px; }

/* ---------- tiers ---------- */
.tiers { margin-top: 34px; display: grid; gap: 14px; }
.tier {
  display: flex; gap: 20px; align-items: flex-start;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px;
}
.tier-num {
  flex-shrink: 0; width: 44px; height: 44px; border-radius: 50%;
  background: var(--blue); color: #fff; font-weight: 800; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
}
.tier strong { font-size: 1.08rem; color: var(--ink); }
.tier p { margin-top: 4px; }

/* ---------- checklist grid ---------- */
.check-grid { list-style: none; margin-top: 26px; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.check-grid li {
  position: relative; padding: 14px 18px 14px 44px; color: var(--steel-light);
  background: rgba(255,255,255,.045); border: 1px solid rgba(255,255,255,.1); border-radius: 12px;
}
.check-grid li::before { content: "\2713"; position: absolute; left: 16px; color: #4ade80; font-weight: 800; }

/* ---------- not-list ---------- */
.not-list { margin: 26px 0; display: grid; gap: 10px; }
.not-list p {
  background: var(--paper-soft); border: 1px solid var(--line); border-radius: 12px;
  padding: 16px 22px; font-size: 1.02rem;
}
.not-list strong { color: var(--blue-deep); }

/* ---------- compare / pricing ---------- */
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 32px; }
.compare-col { border-radius: var(--radius); padding: 36px 30px; text-align: center; }
.compare-old { background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.12); }
.compare-new { background: rgba(47,128,255,.1); border: 1px solid rgba(47,128,255,.45); box-shadow: 0 10px 34px rgba(47,128,255,.18); }
.compare-head {
  font-family: var(--font-display); font-size: .78rem; font-weight: 700;
  letter-spacing: .22em; text-transform: uppercase; color: var(--steel-light); margin-bottom: 12px;
}
.compare-formula { font-family: var(--font-display); font-size: 1.5rem; font-weight: 700; color: #fff; }
.principles { list-style: none; margin-top: 36px; display: grid; gap: 10px; }
.principles li {
  text-align: center; font-weight: 600; color: var(--steel-light);
  border: 1px solid rgba(255,255,255,.12); border-radius: 999px; padding: 12px 20px;
  max-width: 560px; margin: 0 auto; width: 100%;
}

/* ---------- formula ---------- */
.formula {
  font-family: var(--font-display); font-weight: 700; font-size: clamp(1.3rem, 2.8vw, 2rem);
  text-align: center; color: var(--ink); margin: 34px 0 8px;
}
.formula span { color: var(--blue); margin: 0 6px; }

/* ---------- partner form ---------- */
.form { max-width: 640px; margin: 40px auto 0; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { margin-bottom: 18px; }
.field label { display: block; font-size: .85rem; font-weight: 600; color: var(--steel-light); margin-bottom: 7px; }
.field input, .field textarea {
  width: 100%; font: inherit; color: #fff;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.18);
  border-radius: 10px; padding: 13px 16px; outline: none; transition: border-color .2s ease;
}
.field input:focus, .field textarea:focus { border-color: var(--blue-bright); }
.field textarea { resize: vertical; }
.form .btn { border: 0; cursor: pointer; width: 100%; font-size: 1.05rem; }
.form-note { text-align: center; font-size: .82rem; color: var(--steel); margin-top: 14px; }
.form-done {
  max-width: 640px; margin: 40px auto 0; text-align: center;
  background: rgba(74,222,128,.08); border: 1px solid rgba(74,222,128,.4);
  border-radius: var(--radius); padding: 40px;
}
.form-done-head { font-family: var(--font-display); font-size: 1.4rem; font-weight: 700; color: #fff; margin-bottom: 8px; }
.form-done p { color: var(--steel-light); }

/* ---------- footer ---------- */
.footer { background: var(--navy-950); color: var(--steel); padding: 56px 0; border-top: 1px solid rgba(255,255,255,.07); }
.footer-inner { max-width: 1020px; margin: 0 auto; padding: 0 24px; text-align: center; }
.footer-inner img { margin: 0 auto 18px; }
.footer-tag { font-size: .95rem; margin-bottom: 14px; }
.footer-copy { font-size: .8rem; }

/* ---------- responsive ---------- */
@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; gap: 44px; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .mock-flow { grid-template-columns: 1fr; }
  .mock-arrow { justify-content: center; padding: 2px 0; }
  .mock-arrow span { transform: rotate(90deg); }
  .pu-grid { grid-template-columns: 1fr; }
  .pu-stats { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .nav-links {
    display: none; position: absolute; top: var(--nav-h); left: 0; right: 0;
    background: var(--navy-950); flex-direction: column; align-items: stretch;
    padding: 12px 24px 24px; gap: 0; border-bottom: 1px solid rgba(255,255,255,.08);
  }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 12px 0; border-top: 1px solid rgba(255,255,255,.06); }
  .nav-links .nav-cta { text-align: center; margin-top: 12px; }
  .nav-toggle { display: block; }
  .grid-2, .grid-3, .trust-cols, .compare { grid-template-columns: 1fr; }
  .pu-body { grid-template-columns: 1fr; }
  .pu-side { display: none; }
  .section { padding: 72px 0; }
  .form-row { grid-template-columns: 1fr; }
  .check-grid { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .grid-4 { grid-template-columns: 1fr; }
  .hero-ctas .btn { width: 100%; text-align: center; }
}